Let Your Child Retire a Millionaire For Only $1 a Day
Unlike prior generations, our children will not have the opportunity to work for companies that offer retirement plans that guarantee an employee has a "paycheck for life." Even governments, long known for their generous benefit packages, are dropping their guaranteed benefit plans. It will be up to our children to save for their retirement, invest appropriately,...
Love Your Future: 3 Key Funding Strategies for Your Golden Years
If you’re over 40, chances are you’ve been thinking about retirement – at least, how you’ll fund it. Much more than a pension or 401k make up retirement benefits. Adequately funding your golden years likely will be a combined result of sound investing in a diversified portfolio over a significant time period and insurance benefits. Here’s an overview of a few...
5 Keys to Getting Your Income Tax Return Faster
In the financial services world that we live in at Dreggors, Rigsby and Teal, P.A., we ring in New Year’s Day on January 1. But, as of January 2, it’s tax prep season. Many of our clients are great partners in helping our CPAs and accountants prepare their income tax paperwork for filing with the IRS. Having your documents ready when we begin preparing your return...
DRT Quarterly Newsletters
DRT Q1 2014 newsletter - January 2014 DRT Q3 2014 newsletter - July 2014 DRT Q4 2014 newsletter - October 2014 DRT Q1 2015 newsletter - February 2015
How Health Insurance Can Affect Your Taxes
The Affordable Care Act passed in March of 2010. There are several provisions of this act that take effect for the 2014 tax year. Beginning last year (2014), individual taxpayers were required to have health insurance. To help enforce this requirement, the IRS started requiring that every taxpayer report, on their 2014 tax return, whether they have been covered by...
Your Child Can Retire a Millionaire for Only $1 a Day
Unlike prior generations, our children will not have the opportunity to work for companies that offer retirement plans that guarantee an employee has a "paycheck for life." Even governments, long known for their generous benefit packages, are dropping their guaranteed benefit plans. It will be up to our children to save for their retirement, invest appropriately and...
Life insurance that benefits the policy holder and discounts tuition for college-bound beneficiaries
College is expensive; that's no surprise. But what may surprise you is you have more options than you may realize when it comes to saving for it. What if your child's (or grandchild's or nephew's or niece's) tuition was discounted as a benefit of your purchase of a particular life insurance product? With its Tuition Rewards ® program, Cashback Life 20 & 30 is an...
Update your financial records annually
Has it been awhile since you’ve updated the beneficiaries on your estate planning documents? Consider this. An elderly man dies, leaving his estate to his beloved wife of 20 years. But his $200,000 life insurance policy lists his former wife as the beneficiary. Who gets the insurance money? His former wife. This hypothetical case underscores the importance of...
Why you need disability insurance
How would you pay your bills if you suddenly lost your ability to work due to illness or injury? If you have group disability insurance through your employer, you may receive 45 to 60 percent of your salary for a limited time. Unfortunately, more than half of American workers don’t have disability insurance, and those who are covered probably won’t receive enough to...
Dreggors, Rigsby & Teal Gives Back: A Wild Game Feast Update
For 15 years, Dreggors, Rigsby & Teal, P.A. has been proud to support the local chapters of Rotary International. In fact, several of our employees are members of all three local chapters – the Downtown, Noon and Breakfast Rotary clubs in DeLand. We enjoy giving back to the community and networking in Rotary; there are so many benefits to being involved in these...